Does Personify Health cover ABA therapy?
It depends on your employer's plan, not on Personify. Personify Health is a third-party administrator (TPA). It processes claims and runs member services for employers that pay their own employees' health costs, which are called self-funded or self-insured plans. The employer decides what the plan covers, including whether ABA for autism is a benefit, how many hours, and what approvals are needed.
We could not find a public Personify Health ABA policy, so this page doesn't state approval rules. The answer for your family is in your plan's Summary Plan Description (SPD). Ask HR or Personify member services for a copy, then look for the sections on autism, behavioral health, applied behavior analysis, and exclusions.
- Does the plan cover ABA for autism, and are there age, hour, or visit limits?
- Do the ABA assessment and treatment each need prior authorization, and who reviews them?
- Which provider network does the plan use, and is Orchid in it for the location you want?
- What deductible, copay, or coinsurance applies to behavioral health services?